The Cullinary Health Fund pays for most of your health care costs. You may also have to pay a part of the costs.
A copayment or copay is a flat amount you may pay when you go to a doctor, pharmacy, or use a service. An example is a doctor’s office visit. Each time you go to the doctor, you will pay a copayment for the visit.
Coinsurance is the part of the total costs you may pay for a service or medicine. The amount you pay changes based on the type of service.